A.S., a medical doctor, was rear-ended at a stop light. Several months after the collision, she was diagnosed with a torn hip labrum requiring surgical repair, and had ongoing chest pain of uncertain origin which was consistent with thoracic outlet syndrome. The at-fault driver’s insurance company declared the collision to be a minor impact, and suggested Dr. S’s injuries were not caused by the collision. It offered Dr. S $17,000.00. Dr. S came to Chalat Hatten Koupal & Banker shortly before her statute of limitations was about to expire. Mr. Banker proved that both the labral tear and the thoracic outlet were caused by the collision and recovered every dollar of available insurance – $200,000.00 – for Dr. S.
As is typical with personal injury claims, the health insurance company that had paid for Dr. S’s medical care caused by the collision sought repayment of those benefits. Chalat Hatten Koupal & Banker successfully defeated the insurance company’s claim for reimbursement, substantially increasing the client’s net recovery.